Why do Pit Bull owners need pet insurance?

Pit Bull owners need pet insurance because it's smart and our breed is active and we often find ourselves at the vet's office.

Pet insurance gives owners a little extra help when they need it most and it also provides assistance for those unexpected situations.

Getting hit by a car, getting a dog born disease, eating a toy ball thrown in your yard, even getting lost are usually covered by pet insurance carriers in the US and aboard.

As a Pit Bull owner you can rest assured that your dog will receive the proper medical care and you can rest easy knowing that you won't have to break the bank to cover those expenses.

I know from experience that accidents can happen. My dog Angel ate a toy ball a kid through in my yard. That little ball almost cost my dogs life and $3,000 in vet bills to remove it.

My dog Patch severely cut his paw pad on a large piece of glass (once again tossed in my yard by a child) and required $300 worth of medical attention.

You can learn two lessons from my misfortune...

1. It's not if, but when will an accident happen.

2. You should monitor your yard and make sure it is clean of debris that can potentially cause those accidents.

Pet insurance offers protection against such things. Some insurance providers cover up to 6,000 illnesses your dog can get during their lifetime.

A few other items pet insurance offer are:

1. Coverage for unexpected deaths.

2. Coverage for boarding or kennel fees as a result of medical problems.

3. Recovery cost to pay for advertising or to offer a reward should your dog go missing.

Some Tips for Finding Pet Insurance for Your Pit Bull

1. Remember the cheapest is always the best policy. Research all the policy options because you may find investing a few more dollars is the best route to take.

2. Look for lifetime coverages.

3. Find out what the excess is. This is the amount of money you will have to pay out of your pocket.

4. Check if they have higher premiums for Pit Bull owners. Sometimes they do have breed specific rates and from my own research it will cost you a bit more but in the end I've found its worth it.

5. Check if they have breed restrictions. I haven't found one that does have this but you never know.

6. Decide on what level of coverage you need or want before you submitting a quote. You will find a wide range of options. Take your time and choose the appropriate level of coverage before you commit to anything to ensure you get the best possible option.

In the end having pet insurance for your Pit Bull is going to save you money, time, and frustration if something unfortunate happens. Having pet insurance is responsible, smart, and as a Pit Bull owner you never know when your nutty dog is going to do something, well, nutty and get themselves into some mischief.

And as my mother always said, "it's better to be safe than sorry."